
Learn about forgivable and repayable down payment assistance programs.
Understand the qualifications for CalFHA for Conventional, FHA, USDA, and VA downpayment assistance programs. Learn about the terms and timelines for the 20% Dream-For-All CalHFA program, registration opens Early 2026.
Then, discover what’s happening with Mortgage Rates and see examples of how much home you can qualify for based on today’s rates.

Fernando Armenta has 4 years of experience as a mortgage loan officer and 3 years of experience as a California property tax appraiser. Fernando is also committed to empowering first-time buyers and investors through educational workshops and niche product offerings, making him a trusted figure in the mortgage industry.

Learn about forgivable and repayable down payment assistance programs.
Understand the qualifications for CalFHA for Conventional, FHA, USDA, and VA downpayment assistance programs. Learn about the terms and timelines for the 20% Dream-For-All CalHFA program, registration opens Early 2026.
Then, discover what’s happening with Mortgage Rates and see examples of how much home you can qualify for based on today’s rates.

Fernando Armenta has 4 years of experience as a mortgage loan officer and 3 years of experience as a California property tax appraiser. Fernando is also committed to empowering first-time buyers and investors through educational workshops and niche product offerings, making him a trusted figure in the mortgage industry.